Blog - ACS Financial

What you should know about Insurance Calculators


Under-insurance is a serious problem in Australia, especially for home and contents cover.  It means that, even if a household is insured, the value of their cover is not enough to repair or rebuild their home, or replace all of their precious contents.  

There are many reasons why people are under-insured. It’s normal to accumulate more belongings over time, or to upgrade the ones you have, but unless you proactively revise your cover in light of these changes your insurance won’t always reflect these improvements.  

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VIDEO UPDATE: Community Transformation in Cambodia

In Cambodia, the availability of water and food security are often issues at the top of the list of community needs and pressures. For subsistence farmers, survival depends on natural resources and predictable growing conditions. Watch this great video update to see the solutions local communities are finding together. We’re proud to partner with this amazing work at ACS Personal Insurance!

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Why it doesn't pay to be under-insured


Did you know that up to 80% of Australian households say they don’t have enough insurance to cover all the contents of their home in the event of an emergency?

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Insurance you can trust to protect your most valued assets

With any extreme weather event and the more common risks of fire and theft, you need a trusted insurer to be there for you when you really need it …

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Ready for a change? It's easy to switch.

If you conclude your policy early with your current provider, you should be entitled to a refund of any unused portion of your policy.  Spending just 10 minutes online can save you money!  

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Quality Home Insurance for free? Yes please!


To celebrate the launch of ACS Financial’s suite of personal insurance products we are giving away four Home & Contents Insurance packages, each up to the value of $1,500.

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Don't Roll The Dice On Insurance

ANTHONY KEANE | News Corp Australia Network


HAVE you become your own insurance company and don’t know it?

Millions of Australians don’t pay for private health insurance, instead choosing to rely on their own means and Medicare, but millions more are unknowingly self-insuring themselves in areas such as personal insurance and home and contents.

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ACN 062 448 122 I AFSL 247 388 | ABN 91 460 778 961 | © 2015 ACS Financial Pty Ltd

Ezicover insurance products are issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060. This information is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider these factors and the relevant product disclosure statement (PDS), available here, which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. ACS Financial (ACN 062 448 122, AFS Licence No. 247 388) promotes this product and if you buy an Ezicover insurance policy, ACS Financial will receive a commission from Zurich of 20% (plus GST) of your insurance premium. This amount is paid by Zurich and is not an additional cost to you. Details of remuneration received by ACS Financial can be found in our Financial Services Guide.

ACS Financial ABN 91 460 778 961 (“ACS Financial”) has an agreement with Honan Insurance Group ABN 67 005 372 396 (“Honan”) for the distribution of general insurance products. ACS Financial is entitled to receive from Honan a commission for insurance policies issued pursuant to this agreement. General insurance products are issued by CGU Insurance Limited ABN 27 004 478 371 AFSL 237281 (“CGU”). Product disclosure statements for the CGU insurance products are available here: Home & Contents Accidental Damage; Home & Contents Listed Events; Home & Contents Fundamentals; Motor Vehicle; Landlords, Caravan, & Boat. You should consider the product disclosure statement before making a decision in regard to your insurance needs.

This website and web links have been prepared by ACS Financial Pty Ltd ACN 062 448 122, ASFL 247388 (ACSF) and is general information about ACSF’s introduced product offerings and services. The information contained within is given in summary form and does not purport to be complete. Information on this site, including any product pricing and financial information, should not be considered as advice or a recommendation to purchase/transact. It does not take into account your particular financial objectives, financial situation or business needs. Before acting on any information you should consider the appropriateness of the information having regard to your own circumstances and read the linked PDS. If there is any relevant subsequent offer we recommend you should seek independent financial advice.