Blog - ACS Financial

Travel safer – 8 things to keep in your car

With the busyness of everyday life, getting from point A to B in our car has become something we rely on heavily. We spend so much time navigating the daily road risks that we all know it’s important to have insurance cover, but if an unexpected break down happens, it’s also worthwhile being prepared with a few essential items. Here’s our list of the top 8 things you should keep stored away in your boot.

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Time for Renewal? Three questions to help you evaluate your current policy.

For most of us, renewing our insurance policy is a yearly, straightforward task. But renewal requires more than just confirming that you have correct information on your policy. Taking the time to evaluate whether your policy is well-priced, gives you value, and will cover you for all eventualities, is time well spent. 

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Insurance tips for young drivers

Looking around for your first car is an exciting time! But in the midst of looking for your shiny new purchase, there’s a lot to consider – from possible loan finance to what type of insurance is best for you. 

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Protecting your home against fire

Now that the cool of autumn has given way to the chill of winter, there’s nothing better than coming home to a warm and cosy house. But in the midst of keeping our homes warm and inviting, small mistakes can often lead to danger and the possible risk of fire. On average, according to the Country Fire Authority, there are 3,000 house fires each year.

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Charity Partner Update: Community Transformation in Cambodia

Can kitchen gardens protect families from labour exploitation? In rural Cambodia, they certainly can.

Through ACCI’s Community Transformation project, many families have been trained in how to grow healthy and flourishing kitchen gardens using permaculture methods. In almost all instances, this not only provides ample fruit and vegetables for the family, but excess produce can then be  sold at local markets. There becomes a two-fold financial benefit for these gardening families - they save the cost of purchasing food, which can be significantly inflated, plus they gain an additional income stream  from the sale of excess.

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Sports Chaplaincy Australia - a new partnership to make a difference

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Sporting Clubs are often at the heart of local communities. It’s through the local footy club, or a child’s netball team, or the weekly cricket competition, that families throughout Australia really connect with  other people in the local area. Cheering together, experiencing defeat, building resilience and having fun creates strong connections between players and on-lookers alike. However, sometimes team members experience hardship off the field, with illness, family breakdown, or other tragic circumstances.

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A checklist for simple home security all year round

 

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Our homes are places we create to feel relaxed, safe and secure, and we often invest a lot of time and money into achieving our desired outcome.  We fill houses with our loved ones and our most valuable possessions.  However burglaries and break-ins are unfortunately all too common, and as well as violating our sense of safety and security, they can result in the loss of thousands of dollars worth of possessions.

These events are generally opportunistic, and tend to happen during the day when residents are out. So what can we do to help protect our homes, keeping them safe and secure?

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Should the price of home insurance be your first consideration?

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For most people, by far the largest financial investment made in a lifetime is in the family home. Home insurance is a way of responding to common risks that can impact the security, safety and comfort of this significant investment. Having the backing of a recognised and reputable insurer for your property can help you to address these risks and avoid great personal expense in the event of accident or theft.

So what should be your first consideration when it comes to home insurance?

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Landlord Insurance - what it covers & why you should consider it

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If you’ve worked hard to buy and maintain an investment property, the last thing you need is the stress and expense of damage or unpaid rent.  Like any property, a rental property should be insured.  But as a landlord you may have some additional risks that you ought to be aware of and protect yourself against to safeguard your assets and income.  

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Holiday with peace of mind: 8 tips to keep your home safe

Holidays should be fun - a time for you to relax and unwind on a well-deserved break.  You don’t want to waste energy worrying about your house, or worse, coming back to find your home has been burgled or damaged in your absence.

Follow these 8 simple tips to help keep your home safe, giving you peace of mind so you can really kick back and enjoy the break!

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ACN 062 448 122 I AFSL 247 388 | ABN 91 460 778 961 | © 2015 ACS Financial Pty Ltd

Ezicover insurance products are issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060. This information is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider these factors and the relevant product disclosure statement (PDS), available here, which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. ACS Financial (ACN 062 448 122, AFS Licence No. 247 388) promotes this product and if you buy an Ezicover insurance policy, ACS Financial will receive a commission from Zurich of 20% (plus GST) of your insurance premium. This amount is paid by Zurich and is not an additional cost to you. Details of remuneration received by ACS Financial can be found in our Financial Services Guide.

ACS Financial ABN 91 460 778 961 (“ACS Financial”) has an agreement with Honan Insurance Group ABN 67 005 372 396 (“Honan”) for the distribution of general insurance products. ACS Financial is entitled to receive from Honan a commission for insurance policies issued pursuant to this agreement. General insurance products are issued by CGU Insurance Limited ABN 27 004 478 371 AFSL 237281 (“CGU”). Product disclosure statements for the CGU insurance products are available here: Home & Contents Accidental Damage; Home & Contents Listed Events; Home & Contents Fundamentals; Motor Vehicle; Landlords, Caravan, & Boat. You should consider the product disclosure statement before making a decision in regard to your insurance needs.

This website and web links have been prepared by ACS Financial Pty Ltd ACN 062 448 122, ASFL 247388 (ACSF) and is general information about ACSF’s introduced product offerings and services. The information contained within is given in summary form and does not purport to be complete. Information on this site, including any product pricing and financial information, should not be considered as advice or a recommendation to purchase/transact. It does not take into account your particular financial objectives, financial situation or business needs. Before acting on any information you should consider the appropriateness of the information having regard to your own circumstances and read the linked PDS. If there is any relevant subsequent offer we recommend you should seek independent financial advice.